Working capital for B2B service providers — Linkei Club Lending
We connect B2B consultants and agency owners with lenders who value contract revenue over traditional collateral.
Checking options does not affect your business credit score.
- Bridge financing
- Contract revenue
- Unsecured term loan
- Revenue-based line
- Soft credit pull
- Working capital
- Debt service coverage
- Client concentration
Alternative commercial lending and fintech bridge financing for LinkedIn-based B2B consultants
Financing options matched to your situation, in one place.
- BRIDGE Short-term bridge loans Fill cash flow gaps while awaiting net-60 client payments.
- REVENUE Revenue-based financing Access capital based on your monthly recurring revenue streams.
- CREDIT Business lines of credit Draw funds as needed to scale your consulting operations.
- TERM Commercial term loans Lump sum capital for hiring or software infrastructure.
- $10K–$500K Funding amounts available
- 24–48 hours Time to initial approval
- 1 soft pull Impact on credit report
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Agency-specific criteria
- We look at your MRR and client base stability.
- Focus is on your contract history, not just years in business.
No collateral focus
- Many of our partners provide unsecured financing options.
- You keep full equity and control of your agency.
Fast underwriting
- Average approval times are under two business days.
- Digital processes eliminate unnecessary paperwork.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Lack of physical assets
Banks want equipment or real estate as collateral.
Short time in business
Traditional lenders require three years of tax returns.
Irregular income cycles
Standard lenders dislike the feast or famine consulting cycle.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Digital marketing agency owner
Hiring two senior copywriters to handle increased client demand.
LinkedIn lead generation firm
Purchasing enterprise-grade scraping and automation software.
B2B SaaS consultant
Bridging a cash flow gap during a 90-day client onboarding process.
B2B sales strategy agency
Running a paid media campaign to acquire new high-ticket accounts.
Business liability protection
Ensure your agency contracts are protected against unexpected client disputes. We connect consultants with specialized professional liability providers.